Group Benefits: Investing in Your Team and Your Business
A strong benefits plan does more than protect employees; it can strengthen your business and improve your bottom line.
At The Capital Crafters, we help Canadian businesses design group benefit solutions that deliver real value, whether you have a small team or a large workforce.
For Businesses with 50+ Employees
Larger organizations benefit from structured plans that include health, dental, disability, and retirement solutions. Beyond employee protection, these plans can help your business:
- Optimize tax efficiency through deductible premiums
- Reduce turnover and attract talent with competitive benefits
- Control costs using experience-rated or ASO (Administrative Services Only) arrangements
- Plan for the future with data driven insights on claims and coverage
A well designed plan balances employee needs with business sustainability, making your investment in people work harder.
For Businesses with Under 50 Employees
Small businesses can still provide meaningful coverage without breaking the budget. Flexible and scalable options, like pooled plans, hybrid models, or health spending accounts (HSAs), allow you to:
- Maximize tax deductions for your business
- Offer coverage employees actually use
- Boost morale and loyalty with wellness programs or telemedicine
- Grow the plan as your business expands
Even with a small team, benefits show employees they are valued and that value flows back into your business.
We work closely with each business to understand goals, culture, and budget, then design a plan that fits. Our focus is on solutions that protect employees, support growth, and enhance financial efficiency for your company. A smart benefits plan isn’t just a perk, it’s an investment in people and business success.